🌟 Yes Bank & The Biggest Investment Mistake (Complete Guide)
Kuchh saal pahele, maine ek kafi charchit stock chuna tha – Yes Bank. Us time iski kimat Rs 150-160 ke aaspas thi. kuchh hi mahino me ye share Rs 8 tak gir gaya. Us samay maine iske baare me sarvajin rup se baat bhi ki thi. aur is se impres hokar kayi logo ne bhi ise kharida hoga.
Unka aur mera capital – lagbhag pura -is stock me zero ho gaya. Aaj bhi vah maafi mangne layak hu.
❓ Ye Blog Kyo?
5 saal baad me ye blogspot isliye likh raha hu, kyoi us The biggest investment mistake se muje jo sabak mile, vo amulya hai. Ye blog sirf ek maafi nahi hai – ye ek gahra atma manthan hai, taaki aap mere jaisi The biggest investment mistake se bach shake.
📅 Kyo Share Kar Raha Hu Aaj?
Aaj ki market me bahut trust deficit hai. Ham Finology me transparency ko promt karna chahte hai. Aur hame lagata hai ki iski shuruaat hame khud se karni chahiye. Isliye me aaj us galti ko share kar raha hu – taaki log ye na soche ki ham use under the carpet kar chuke hai.
Aaj is blog ke lagbhag 80% logo ko shayad ye bhi nahi pata ki mujse ye The biggest investment mistake huyi thi.
📉 Us Samay Kya Huaa Tha?
Yes Bank ki halat pahele se kharab thi. Share 60-80-% tak gir chuka tha. muje laga tha, “Too big to fail”hai. Agar ye turn round kar gaya, to shayad ye multi-bagger ban jaye. Main hero banna chahta tha.
🦸♂️ Pahla Sabak : Hero Mat Bano
Sasti dikhne wali company me sirf isliye paisa mat lagao ki wo turn round kar shakati hai. The biggest investment mistake yahi thi – hero banne ki koshish.
🚀 Multi-bagger Ka Sach
Bahut se retail investers sochte hai ki multi-bagger returns tabhi milenge jab aap penny stocks ya distressed companiyo me paisa lagaoge. Lekin asal me, consistent compounders me hi better risk-adjusted returns milte hai.
🌳 Dusra Sabak: Ped Jo Fal Na De,Use Khaad Kyo?
Bahut se log girte huye stocks ko avrage karte jate hai. Rs 5000 ka stock gira to fir Rs 5000 aur dale. fir Rs 10,000 aur … aur ye chalta rahta hai.
Ye bhi ek The biggest investment mistake hai— apne loss-making stocks ko baar-baar avarage karna.
📊 Asset Allocation is King
Maine pahele hi saaf bataya tha ki main apne portfolio ka sirf 1-2% is stock me dal raha hu kyoki ye ek speculative call thi. Lekin kayi logo ne comment me likha ki unhone to sara paisa usi stock me dal diya tha.
⚠️ Teesra Sabak: Asset Allocation Ki Andekhi Mat Karo
The biggest investment mistake me asset allocation ki galti sabse badi thi. Agar aapne diversification sahi ki hoti, to ye nukshan itna nahi hota.
🧾 Transparency Ka Wada
Yes Bank ke baad hamne ek policy banayi-agar kisi stock me bada loss ho, to ham use publicly disclose karenge. aaj ki industry me ulta hota hai – achcha stock dikhaya jata hai, aur los wala chhupa liya jata hai.
🗣 Chautha Sabak: Losses Bhi bataye
Transparency hi vishvas ki niv hai. Aur The biggest investment mistake me ye sabse badi sikh thi– apne losses ko svikarna.
📈 Kya Kar Rahe Hai Ham Finology 30 Me?
Bharat me 5000 companya hai. Un me bahut se safe bets hai. Ham distress vali compniyo s e door rahete hai. Ham higher probability aur less uncertainty vale stocks ko chunte hai.
🛡 Panchva Sabak: Size Se Nahi, system Se safety Aati Hai
Log sochte hai large caps = safety. Lekin kayi baar vo hi companiya barbad ho jati hai. Ham size nahi , systems me safety dhundhte hai – majbut finfancials, solid business model aur unmatched management pedigree.
📚 Kya Hamne Sikha?
- The biggest investment mistake ye thi ki maine knowingly ek stressed company me dav lagaya
- Hero banne ki koshsh se bache
- Loss-making stocks ko baar-baar avrage mat karo
- Asset Allocation dicipline jaruri hai.
- Transparency aur accountability sabse aham hai
💼 Finology 30 – Ek Samadhan?
Agar aap aisi The biggest investment mistake se bachana chahte hai, to Finology 30 curated portfolio hai jisme 30 selected stocks hote hai.
Hamara Laxya: consistent compounding aur low-risk investing।
📌 FAQ – The Biggest Investment Mistake (Yes Bank Se Jude Aham Saval)
❓ Q1. Aapne Yes Bank Ke Stock Ko Kyo Chuna, Jab Wo Pahele Se Hi Gira Hua Tha?
Jab maine Yes Bank ko chuna, tab uska share pahele hi Rs 150- Rs 160 ke aaspas tha aur vo pahele se gir chuka tha. Muje laga ki ye ek Too Big To Fail vali sthiti hai. Pahele vo ek bluchip stock tha aur ye stress me tha – isliye aisa laga ki koi na koi ise jarur bacha laga. Main ek hiro banna chahta tha jo aisi distressed compny ko chunkar use turnround kar de.
Ye meri bold “The biggest investment mistake” thi।
❓ Q2. Kya Apne Yes Bank Ko Kharidne Se Pahele Research Kiya Tha?
Haan , research kiya tha. Lekin samasya ye thi ki me jyada kuchh extraordinary karna chahta tha. Us samay naya management aaya tha, market me Covid jaisi parishthitiya thi, aur aise me maine ek contrarian bet li. Lekin long- term me muje samay aaya ki maine The biggest investment mistake kar di.
❓ Q3. Is Galti Ke Pichhe Sabse Badi Wajah Kya Thi?
Sidhi si baat hai – me hero banna chahta tha. saste me mil rahi company ko pick kar ke, logo ko dikhana chahta tha ki me kuchh hatkar kar shakata hu. Lekin yeh jyada risk lene ki koshish me huaa Aur ne ise meri “The biggest investment mistake” bana diya.
❓ Q4. Kya Apne Us Samay Samay Public Ko Alert Kiya Tha Ki Ye Speculative Stock Hai?
Ji haan, mene ye saf kaha tha ki me apne portfolio ka sirf 1-2% is stock me dal raha hu kyo ki ye ek highly speculative stock tha. Lekin fir bhi, kayi logo ne pure paise isme dal diye aur unka pura capital zero ho gaya.
❓ Q5. Kya Asset Allocation Ki Galti BHi Is Nukshan Ka Karan Bani?
Bilkul! logo ne ek hi stock me 10% -15% ya us se bh jyada ivest kar diya. Agar Asset Allocation Discipline follow kiya gaya hota, to ye The biggest investment mistake itni bhari na padati.
❓ Q6. Aapne Is Ghatna Se Kaun-Kaun Se Anmol Sabak Sikhe?
- Hero banne ki koshish nahi karni chahiye.
- Agar company pahele se stress me hai, to us se door raho.
- Multibagger returns sirf distressed companies se nahi aate— consistent compounders jyada saif hote hai.
- Loss-making stocks ko baar-baar avarge karna band kare.
- Transparency aur Accountability ko kabhi na chhode.
❓ Q7. Kya Ye Galti avoidable Thi?
Haan! yahi baat ise meri “The biggest investment mistake” banati hai. Agar ye koi aisa hota jisme company pahele tak sahi chal rahi thi aur achanak koi unprecedented problem aa gayi hoti,to me ise market risk kaheta. Lekin Yes Bank pahele se stress me tha, isliye blame puri tarha muj par hai.
❓ Q8. Kya Apne Is loss Ko Publicly Disclose Kiya Tha?
Ji haan, aur aaj bhi vo blog me blog bana kar pada hai. Hamari Finology ki policy hai ki agar kisi stock me bada nukshan hota hai, to ham use publicly disclose karenge — transparency hi hamari sabse badi value hai.
❓ Q9. Finology 30 Me Is Anubhav Ka Kya Prabhav Pada Hai?
Yes Bank ki The biggest investment mistake ke baad, Finology 30 me hamne kuchh key policiya apnayi:
- Distressed companies se door rahena.
- Consistent compounders ko prathmikta dena.
- Strong financial health, solid business model, aur unmatched management vali companiya chun na.
- Asset allocation ko sakhti se follow karna.
❓ Q10. Kya Sirf Large-Cap Stocks Ko Chunna Safer Hota Hai?
Nahi. Akshar log manate hai ki sirf large caps hi safe hote hai, lekin aisa jaruri nahi hai. Kayi baar vahi companiya trends se bahar ho jati hai ya barbad ho jati hai. Ham size me nahi, system me safety dhundhte hai.
❓ Q11. Kya Aapne Is Tarha Ki Koi Aur Investment Mistake Ki Hai?
Kuchh chhoti-moti galatiya to har investor karta hai, lekin Yes Bank jaisa nukshan – ye wakayi me meri “The biggest investment mistake” thi. Isse maine jitna sikha,shayad vo kisi kitab se nahi sikh pata.
❓ Q12. Aap Jaise Experienced Investor Se Bhi Aisi Galati Kyo Huyi?
Kabhi-kabhi overconfidence, logo ki ummide, aur khud ko prove karne prove karne ki chah inshan se galati karva deti hai. me bhi insan hu. muje bhi hero banne ki chah thi aur vahi meri The biggest investment mistake ka reason ban gayi.
❓ Q13. Kya Is Post Se Naye Investors Kuchh Sikh Shakate Hai?
Bilkul! Agar is blogpost se aap meri The biggest investment mistake se bach paaye, to yahi is lekh ki sabse badi safalta hogi.
❓ Q14. Aap apne Subscribers Ko Kya Salah Dena Chahege?
- Kabhi kisi ek stock me jyada paisa na dale.
- Girte stocks ko baar-baar avarage mat kare.
- Risk reward soch kar hi invest kare
- Aur sabse jaruri — Transparency banaye rakhe.
❓ Q15. Kya Finology 30 Ek Surakshit Vikalp hai?
Finology 30 ek curated portfolio hai jisme 30 selected companiya hoti hai. Iska Uddeshya Hai:
- Kam uncertainty
- Jyada consistency
- Aur, The biggest investment mistake jaise decesion se bachna
Also Read >>> Best Stock Screener India: Finology Ticker‑Sahit 5 Aasan Steps
🔚 Conclusion
Har investor ki journey me utar-chadhav aate hai, lekin agar aap sikhte rahe aur The biggest investment mistake ko accept kar use improve kar le, to aap ek behtar invester ban shakte hai.